Overview of PM-KISAN
Purpose: The scheme provides income support to landholding farmer families to supplement their financial needs for agricultural inputs (seeds, fertilizers, etc.) and household expenses, reducing dependency on moneylenders.
Financial Assistance: Eligible farmers receive ₹6,000 per year, disbursed in three equal installments of ₹2,000 every four months, directly credited to their bank accounts via Direct Benefit Transfer (DBT).
Funding: The scheme is fully funded by the Government of India, ensuring transparency and efficiency in fund allocation.
Key Updates for 2025
19th Installment (February 2025)
- Released on February 24, 2025, by Prime Minister Narendra Modi in Bhagalpur, Bihar.
- Over 9.8 crore farmers, including 2.41 crore women, received financial assistance exceeding ₹22,000 crore through DBT.
- This installment marked a significant milestone in supporting rural economies.
- 20th Installment (Expected June 2025):
- The next installment is anticipated to be released in June 2025, continuing the four-month cycle.
- Farmers must complete e-KYC verification to receive this payment, as it is mandatory for continued eligibility.
- 21st Installment (Expected October 2025)
- The third installment for 2025 is expected around October, though exact dates will be confirmed closer to the release.
Eligibility Criteria
To qualify for PM-KISAN benefits in 2025, farmers must meet the following conditions:
Land Ownership: Must own cultivable land as per state or Union Territory land records. The size of the landholding is not a criterion; all landholding farmer families are eligible.
- Family Definition: A family is defined as a husband, wife, and minor children.
- Exclusions:
- Institutional landowners (e.g., trusts, organizations).
- Government employees (except Class IV and multi-tasking staff).
- Income tax payers in the last assessment year.
- Professionals (doctors, lawyers, engineers, etc.) registered with professional bodies.
- Individuals holding or who have held constitutional posts (e.g., ministers, MPs, mayors).
- Retirees with a pension of ₹10,000 or more per month.
How to Apply and Check Status
1. Registration:
- Visit the official PM-KISAN portal (pmkisan.gov.in).
- Go to the "Farmer’s Corner" section and select "New Farmer Registration."
- Enter Aadhaar details, personal information, bank details, and land records.
- Required documents: Aadhaar card, bank account details, land ownership documents, mobile number, and a passport-size photo.
2. Checking Beneficiary Status:
- Visit pmkisan.gov.in and click on "Know Your Status" under Farmer’s Corner.
- Enter your registration number, Aadhaar number, or mobile number.
- Input the captcha code and OTP sent to your registered mobile number to view payment details.
3. Beneficiary List:
On the PM-KISAN portal, go to "Beneficiary List" under Farmer’s Corner.
- Select your state, district, sub-district, block, and village to view the list of beneficiaries and their payment status.
e-KYC Requirement
Mandatory e-KYC: Farmers must complete e-KYC to receive installments. Failure to do so will result in payment delays or disqualification.
Methods
OTP-based e-KYC: Available online via the PM-KISAN portal.
Biometric-based e-KYC: Can be done at Common Service Centers (CSCs) or State Seva Kendras (SSKs).
Face Authentication: Available through the PM-KISAN mobile app for remote verification without OTP or fingerprints.
Deadline: For the 20th installment, e-KYC should be completed well before June 2025 to avoid disruptions.[](https://www.yanni-india.in/pm-kisan-20th-installment-eligibility-2025/)
Impact and Scale
Disbursement: As of October 2024, over ₹3.46 lakh crore has been disbursed across 18 installments, benefiting around 11 crore farmers. The 19th installment added over ₹22,000 crore for 9.8 crore farmers
Coverage: Over 9.5 crore farmers are registered, with a focus on small and marginal farmers. The scheme supports agricultural inputs and household expenses, boosting rural economies.
Economic Impact: The scheme enhances financial stability, reduces loan dependency, and promotes agricultural productivity. It has been praised by organizations like the World Bank for its effective implementation.
Challenges and Measures
Ineligible Beneficiaries: The government has recovered ₹335 crore from ineligible recipients (e.g., income tax payers, high-income individuals, government employees) as of December 2024. Farmers with outdated land records or incorrect details may face scrutiny.
Scams: Scammers have exploited publicly available Aadhaar details to enroll ineligible individuals. Farmers are advised not to share OTPs and to use official helplines (155261 or 011-24300606) for support
Land Records: Outdated or unclear land ownership documents can complicate beneficiary identification. Farmers should verify and update records through local agricultural offices or CSCs.
Additional Features
Kisan Credit Card (KCC) Linkage: PM-KISAN is linked with KCC to streamline access to formal credit, reducing documentation and loan processing time.
Digital Implementation: The scheme uses Aadhaar-based verification, real-time payment tracking, and integration with PFMS, UIDAI, and the Income Tax Department to ensure transparency and minimize leakages.
PM-KISAN Mobile App: Facilitates e-KYC, beneficiary status checks, and other services for farmers, especially in remote areas.
Sentiment and Suggestions on X
- Posts on X reflect positive sentiment toward PM-KISAN for empowering farmers, particularly in states like Bihar. However, some users suggest increasing the annual amount to ₹50,000 to better support farmers’ needs.
How to Stay Updated
- Regularly check the official PM-KISAN portal (pmkisan.gov.in) for announcements and updates.
- Ensure Aadhaar is linked to your bank account and e-KYC is completed.
- Contact the PM-KISAN helpline (155261 or 011-24300606) or local agricultural offices for assistance
Critical Notes
- The scheme’s budget for 2025-26 is estimated at ₹63,500 crore, lower than the previous ₹75,000 crore, indicating potential fiscal adjustments
0 Comments